A ride on one’s bike indeed fills one with pleasure and thrill. A two-wheeler is undoubtedly, one of the most compact modes of transport. But do you know that two-wheeler is more prone to road accidents, vehicle theft and any weather related damage compared to other vehicles?
Yes. You read it right. Owing to their compact size, they are extremely susceptible to thefts. As the vehicle doesn’t come with any physical coverage for the driver, people are more likely to get injured in a road accident while driving a two-wheeler. From the past decade, there has been a great rise in such incidents. Causalities can’t be stopped. But we can surely prepare ourselves to deal with any such mishap.
Online two wheeler insurance is the easiest way to be secured and prepared, to cope with any such mishap. With this, you can easily safeguard your vehicle against theft, accident, natural damage and any other perils that could be overwhelming to deal with.
Online two-wheeler insurance is basically a form of agreement between the insured and insurance provider. In this agreement, the insurance provider takes the full responsibility to financially safeguard your two-wheeler against any sort of damage in lieu of an amount paid by the insured which is known as premium.
Significant Online Two Wheeler Insurance Policies
There are many market players in the world of online two wheeler insurance. The leading ones are:
- Bajaj Allianz Two Wheeler Insurance
- Reliance Two Wheeler Insurance
- Bharti AXA Two Wheeler Insurance
- ICICI LOMBARD Two Wheeler Insurance
- HDFC ERGO Two Wheeler Insurance
- IFFCO Tokio Two Wheeler Insurance
- New India Assurance
- TATA-AIG General Insurance Co. Ltd.
- Universal Sompo General Insurance Co. Ltd.
- Royal Sundaram General Insurance Co. Ltd.
Each one comes with different offerings and benefits. So, know them well in advance and then proceed.
Easy Way to Get Online Two Wheeler Insurance
Buying online two-wheeler insurance is the easiest thing that anyone can ever do. With a single click, you will have all information ready in front of you, to choose as per your requirement. To make the task easier, we have come up with a few ways.
- Do your research beforehand: When you are buying online two-wheeler, you are your own guide. So, it is necessary to carry out a primary search for various plans available in the market. This will also help you save on the premium.
- Use your negotiation skills: Your negotiation skills will be of great help in buying online two-wheeler insurance as well. If you are good at it, then use it to fetch a good deal on discounts and added benefits.
- Take the help of reviews: The biggest advantage of buying online two-wheeler insurance is that you can easily get real-time feedback of the plan by the reviews available on the net. Use them to the fullest before coming to a final conclusion.
- Don’t hesitate to dial customer care numerous times: Despite having all the information right in front of your eyes, there are certain things which are always ambiguous. So, it is always better to have a conversation with the experts and clear your doubts.
- Let the online premium calculator do the job: The premium amount is one of the most crucial factors while buying online two-wheeler insurance. But, calculating it on your own is a tough nut to crack. To know the right premium amount, use the online premium calculator.
Why Should You Know More about Online Two Wheeler Insurance
- Because there are some risks involved in it. Risks are inherent with everything. But additional knowledge helps you face minimum to no damage. Buying two-wheeler insurance online also comes with a certain set of risks, which could be very hard to deal with at times.
- The more you know about online two wheeler insurances, the less likely are the chances of falling into an online scam. There are a number of cases of identity theft that have been filed. By being aware and well-informed, you can easily save yourself from such scams.
- When you are aware of various online two wheeler insurances, you can easily make a good choice and avail good perks.
- Also, knowing about the online plan makes you well informed. When you have all the know-how of your online two wheeler insurance, you are more likely to avail maximum benefit from it. For instance, if you are aware of the process of insurance claim, then you are likely to get your amount quickly compared to others who have no idea about it and face difficulties in the process.